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What is the deferred period on my credit agreement?
The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly. 

If your agreement is with Clydesdale Financial Services contact (0870 366 2656)
If your agreement is with GE Money (Edge) contact (0870 125 2565)