able2buy | retail finance

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able2buy provide a range of no nonsense credit solutions, for you to offer on-line and in-store, for customer purchases.

able2buy has the experience and in-depth knowledge retail, finance, and today's computer technology - that's why our credit schemes work and work well. Our all encompassing approach means we work with you to help your business grow, whilst keeping your customers happy and loyal. We take time to understand your individual business so that we can provide you with the right credit portfolio, to help your business flourish.

All our products except Take 10 are available with NO DEPOSIT. Take a look at out most popular products below:

Buy Now Pay Later

Interest Free

Interest Bearing

Take 10

EDGE

Optional Interest

able2buy are the UK’s leading supplier of retail finance solutions, enabling retailers and etailers to offer a range of retail finance products including buy now pay later, Interest Free Credit and Interest Bearing Credit.

Our most popular retail finance propositions are our range of buy now pay later options. These offer the following benefits:

Low-cost promotional finance, giving your customer the option to buy now and pay up to 12 months later, without paying any interest.
Customer gets instant satisfaction, able to buy now and take home their purchase today and then able to pay up to 12 months later.
Increases customer's incentive to buy now and spend more on their purchases today and save-up the money to pay later
Able2buy’s buy now pay later options offer a number of deferred periods - 6, 9 and 12 months
Customers have the ‘safety net' option to settle after the deferred period - Typical 29.9% APR variable
Perfect sales tool - powerful and persuasive, helping you to close the deal

Able2buy’s finance solutions also enable our retail clients to offer Interest Free Credit on any of their products they choose. Interest Free Credit offers the following benefits:

Simple finance promotion – instantly recognisable and enticing to all customers.
Powerful tool to promote your business
Proven to generate increased number and value of sales.
Interest Free Credit can be offered over 6 months up to 36 months.
Perfect for attracting and converting high value impulse purchases
Interest Free Credit minimises price sensitivity.

Both these products enable you to offer the finance that your retail customers demand. If your competitors are offering Interest Free Credit of 12 months buy now pay later, then it can severely affect your business.

able2buy are part of Arcanum Ltd. Arcanum Ltd has been established since 2000 and provides a range of consumer and retail finance solutions including interest free and interest bearing credit, secured loans, home loans and loans for consumers with bad credit history.